Terms & Conditions

Last updated: August 19, 2025

Welcome to Referral Stack (“we,” “our,” “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website https://referral-stack.com (“Site”). By using this Site, you agree to these Terms. If you do not agree, you must not use the Site.

1. Eligibility

You may use this Site only if you are at least 18 years old and legally capable of entering into binding contracts under applicable law. By accessing the Site, you represent and warrant that you meet these requirements.

2. Purpose of the Site

Referral Stack provides referral links to third-party platforms (“Third-Party Services”). We do not operate, own, or control these Third-Party Services. We only provide informational links for your convenience.

3. No Financial or Legal Advice

All information on this Site is provided for general informational purposes only. Nothing on the Site constitutes financial, investment, or legal advice. You are solely responsible for evaluating whether to use any Third-Party Service.

4. Third-Party Services

When you click on a referral link, you may be redirected to a Third-Party Service. Your dealings with Third-Party Services are solely between you and them. We are not responsible for:

• The content, accuracy, or policies of Third-Party Services.
• Any rewards, bonuses, or offers promised by Third-Party Services.
• Any loss or damages arising from your interaction with Third-Party Services.

You should carefully read the terms and conditions of any Third-Party Service before using it.

5. Intellectual Property

All text, graphics, logos, and other content on this Site are the property of Referral Stack or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or exploit any Site content without our prior written permission.

6. User Conduct

You agree not to:

• Use the Site for unlawful purposes or in violation of these Terms.
• Attempt to interfere with or disrupt the Site’s functionality.
• Use automated systems (e.g., bots, scrapers) to access the Site without permission.

7. Disclaimer of Warranties

The Site is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, including but not limited to:

• The accuracy or completeness of Site content.
• The availability or reliability of referral links.
• The security or error-free operation of the Site.

8. Limitation of Liability

To the fullest extent permitted by law, Referral Stack and its owners, affiliates, and employees shall not be liable for any damages (direct, indirect, incidental, consequential, or otherwise) arising out of or related to:

• Your use or inability to use the Site.
• Your reliance on any information provided on the Site.
• Your interactions with Third-Party Services.

9. Indemnification

You agree to indemnify and hold harmless Referral Stack, its affiliates, and employees from any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Site or violation of these Terms.

10. Modifications

We may update or revise these Terms at any time, without prior notice. Changes will be effective immediately upon posting on this page. Your continued use of the Site constitutes acceptance of the updated Terms.

11. Governing Law

These Terms shall be governed by and construed under the laws of the jurisdiction in which Referral Stack operates, without regard to its conflict of law principles.

12. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.